Personal Accounts

At Wilmington Savings Bank, we know how important your personal accounts are. Checking and savings accounts are the foundation of your personal financing which is why we have a wide variety of options to fit your personal needs.
 

What We Offer:

Simple Checking
Our most basic account with a variety of services and no monthly fee. Get all the perks of a checking account and avoid fees by using this account for your everyday banking.
Compare Simple Checking

Premium Checking
Earn interest on your funds while still being able to access them daily with your MasterCard debit card and online banking.
Compare Premium Checking

Senior Checking
An account for persons 55 years old and up. This is an interest-bearing account with no service fee and free basic checks.
Compare Senior Checking

Simple Savings
This is our basic interest-bearing savings account. This account will help you build your savings while still being able to access your funds daily.
Compare Simple savings

Premier MOney Market
This tiered interest rate account is the perfect account to build up your savings account. It’s also great because you still have access to that money, should you need it. 
 
* Account Rates Below
Compare Premier Money Market





























Account Rates

Date Effective By: March 27, 2025
Account Type Minimum Balance Interest Rate APY* Minimum Opening Deposit
Simple Checking N/A N/A N/A $100
Premium Checking N/A 0.10% 0.10% $300
Senior Checking N/A 0.10% 0.10% $100
Simple Savings N/A 0.15% 0.15% $100
Premier Money Market
$0.01 - $2,499.99
 
$2,500 - $9,999.99
 
$10,000 - $24,999.99
 
$25,000 and over
0.15%
 
0.20%
 
0.30%
 
0.45%
0.15%
 
0.20%
 
0.30%
 
0.45%
$100
 
$100
 
$100
 
$100
*Annual Percentage Yield - Assumes interest remains on deposit until maturity
 
Rates on Deposit products are subject to change without notice. Rates published are accurate and represent the current rates offered. Penalty may be imposed for early withdrawal. Fees charged may reduce annual percentage yield. 
 

Travel Notification

A travel notification is for your protection and ours. The security features on your account could cause your card to be blocked if unusual activity or use is happening in out-of-the-ordinary locations. So, let us know before you go!
 
 

FDIC Information