Wilmington Savings Bank wants to help you make the most of your hard-earned money. You spend most of your life working hard for yourself and your family. Investing your money in an IRA account can help you gain the interest over time that you need to have a comfortable retirement. We have several term options with great interest rates. Stop in or give us a call to have one of our banking specialists discuss the best option for you.
IRAs/Health Savings Rates
Date Effective By: January 21, 2025
| Account | Term | Interest Rate | APY* | Minimum Deposit |
|---|---|---|---|---|
| IRA Account |
1 Year |
0.25% |
0.25% |
$500 |
| *Can add to this account at any time | 18 Months | 0.30% | 0.30% | $100 |
|
2 Years |
0.35% |
0.35% |
$500 | |
|
3 Years |
0.50% |
0.50% |
$500 | |
|
4 Years |
0.60% |
0.60% |
$500 | |
| Health Savings Account | N/A |
0.15% |
0.15% |
N/A |
*Annual Percentage Yield - Assumes interest remains on deposit until maturity
Rates on Deposit products are subject to change without notice. Rates published are accurate and represent the current rates offered. Penalty may be imposed for early withdrawal. Fees charged may reduce annual percentage yield.
FDIC Information
