Personal Loans

We’re here to help you make your dreams a reality. Whether you’re looking to buy a new home, renovate your home, buy a new car or launch a business, our loan products offer you the flexibility you need. Competitive rates and fast approval make Wilmington Savings Bank your hometown choice for loans.
Personal Loan
With easy terms and no collateral required, we can get you money fast. Personal loans can be used for a variety of expenses like home improvements, household appliances, special events, debt consolidation and more. Get the money to buy what you need now.
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Automobile Loans
Let us help you with where you need to go. When you find that perfect new or used vehicle, we know you need fast approval and convenient payment plans. A car loan from Wilmington Savings offers just that, coupled with competitive rates.
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Home equity lines of credit
Looking to make a big change in life? Use the equity you’ve built in your home to complete a home improvement project you’ve always wanted!  A Home Equity loan is a revolving line of credit and the interest may be tax deductible.*
 
*Consult your tax advisor for specific information.
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Real Estate mortgage Loans
Home is the cornerstone of family and community. Firmly establish your roots with a mortgage loan from Wilmington Savings Bank. We can handle your purchases, refinances, lot loans and construction to permanent financing with a term up to 30 years, competitive interest rates and various term options. We can also facilitate FHA, VA and USDA financing. We offer local decision-making process, with free prequalification to shop within your budget. Our lenders are helpful and provide customized service throughout the entire process.
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Construction Loans
Are you ready to start building that perfect home you've been dreaming of? At WSB, you can easily go from construction to permanent financing with one loan! That means that after the construction of your home is completed, you don't have to refinance your construction loan into a mortgage loan. We are here to make the process as easy as possible for you. Let's start building! 
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